[Inland Empire] resident Alan Sims’ book explores the ways homeowners can fight back against a bank’s loan modification program is sitting on Amazon’s best-seller list.
“Sue Your Bank: How to Fight Back with Little or No Money, Make Sense of Your HAMP Nightmare & Take Back Your Life” provides answers to distressed homeowners dealing with their bank.
Based on the work Sims provided to a homeowner who went up against a bank, the book explores the tools and provides a minute-by-minute look at the case in depth, he said.
A transcript of the case, and other ways to find out additional information from one’s library or online, are additional features of the e-book, which is available through Amazon.
Using resources he pulled from the work used in the case, Sims took eight months to the complete the book.
“It’s a complicated subject, which you have to write for everybody,” he said of the book, which is available for about $9. “What the book allows you to do is look up state laws…and looks at the major things to help people get a shot at getting their credit corrected.”
Sims is the CEO and founder of Courtroom Advocates,* which offers expert witnesses and consultations to attorneys and their clients on real-estate matters.
Expert witnesses from automotive repair to employment are offered at various firms throughout the country, he said.
He founded Courtroom Advocates, in 2009, but then it was known as The Center for Litigation and Consumer Real Estate Education, to empower homeowners against their banks and mortgage companies, he said.
“In turn, I offered my services for all these loan scammers,” he said.
Sims said he helped clients sue in small claims court, and shares those lessons in the book.
“I applied the same type of techniques we had to loan modifications through the bank,” he said. “But we went after the banks for fraud.”
The alleged fraud, he claims, involved banks taking money upfront and not providing services.
Sims also teaches attorneys and judges in California State Bar-approved continuing-education courses on real estate.
In 2000, Sims became an associate member of the San Bernardino County Bar Association, the first non-attorney member.
“It’s significant because I’m an expert witness and commercial real estate appraiser,” he said.
Sims is also busy getting the word out about his book, and is working with his agent to get it into other formats.
“I mainly want to see people start over again with a helping hand,” he said. “It doesn’t happen all the time – you gotta have a reasonable claim – but it has gotten so bad legislation had to be passed. I know a lot of homeowners who have lost their house – but you have a right to fight foreclosure.”
*Courtroom Advocates, originally called the “Center for Litigation & and Consumer Real Estate Education,” was disbanded in late 2012.